Terms and Conditions

TERMS AND CONDITIONS OF USE

Welcome to the EPIC E WALLET App, we are an innovative, secure and cutting-edge platform designed to offer you an intelligent and comprehensive digital asset management experience.
Before immersing yourself in the exciting possibilities and benefits provided by our application, it is essential to understand and accept the following TERMS OF USE of the EPIC E WALLET Application. These conditions establish the terms and rules that govern your interaction with the application, ensuring a safe, transparent, friendly and nomothetic experience for all our users.
About the EPIC E WALLET Application
The EPIC E WALLET Application is much more than a virtual wallet; it is a global multi-currency application, as well as your gateway to the fascinating world of cryptocurrencies and digital assets. With intuitive and advanced features, we provide you with the necessary tools to buy, sell and manage your assets efficiently and securely.
Our Commitment to Privacy and Security
At EPIC E WALLET, we understand the importance of privacy and security in the digital world. We are committed to protecting your personal information and providing you with a secure environment in which to conduct your transactions. Our Privacy Policy details how we collect, use and protect your information.
Your Responsibility as a User
By joining the greater community of EPIC E WALLET Application Users, you accept the responsibility to use our services in an ethical and legal manner. This document sets forth guidelines and rules that ensure a positive experience for everyone. We encourage you to read each section carefully to fully understand your rights and responsibilities, as well as the scope of its benefits.

Continuous Upgrades and Enhancements
In our constant pursuit of excellence, we are committed to continually improve and update the EPIC E WALLET Application. We will clearly inform you of any changes to our Terms of Use and provide you with the opportunity to review and accept these updates.
We thank you for joining and trusting the EPIC E WALLET App. We are excited to have you on board as you explore the portentous possibilities offered by our platform – welcome to an epic experience!

Welcome to an epic experience!

PRELIMINARY
1.1. Acceptance of the Terms and Conditions
Welcome to the EPIC E WALLET Application («EPIC E WALLET»). These Terms of Use («Terms») set forth the terms and conditions under which you («User» or «You») may access and use the Application.
By downloading, installing, registering or otherwise using the EPIC E WALLET Application, You accept and agree to all of the provisions contained in these Terms, as well as, the policies and guidelines incorporated by reference. If You do not agree with any part of these Terms, You may not use the EPIC E WALLET Application.
These Terms constitute a legally binding contract between the User and EPIC E WALLET, governed by applicable laws. Please read these Terms carefully before using the EPIC E WALLET Application.

1.2. Changes in the Conditions
EPIC E WALLET reserves the right at any time and at its sole and absolute discretion to modify, update or change these Terms. Modifications will be effective upon posting on the Application and/or upon notice to the User. It is the User’s responsibility to periodically review these Terms to be aware of any updates. Your continued use of the EPIC E WALLET Application following the posting of changes will signify your acceptance of the new Terms.
If you have any questions or concerns about these Terms, please feel free to contact us using the contact information provided at the end of this Membership Agreement.

GLOSSARY OF TERMS
eWallet, Wallet: also known as electronic purse or electronic wallet, is a digital space or system that allows the User to store, receive and send money, cryptocurrencies and/or digital assets, always from the perspective of making financial transactions in a technological-digital way.
Exchange: Online platform that facilitates the exchange of cryptocurrencies for other currencies or digital assets.
Blockchain: Decentralized blockchain that records transactions in a secure and transparent manner.
Cryptocurrencies: Digital currencies that use cryptography to guarantee the security of transactions and control the creation of new units.
Identity Verification: Process by which the identity of a User is confirmed through specific documents or methods.
KYC (Know Your Customer): A process that requires companies to verify the identity of their customers to prevent money laundering and other illegal activities.
API (Application Programming Interface): A set of rules that allow applications to communicate with each other.
Token: Digital representation of an asset or right, often blockchain-based.
Volatility: A measure of the variability of an asset’s price over a given period of time.
Fiat: A government-issued currency that has no physical backing, such as the U.S. dollar or the euro.
Cold Wallet: Cryptocurrency storage that is not connected to the Internet, which improves security.
Hot Wallet: Online wallet that is connected to the Internet, used to facilitate quick transactions.
Smart Contract: Stand-alone code that automatically executes terms of an agreement when certain conditions are met.
OTP (One Time Password): Password that is used only once for authentication.
Hash: Value generated by a hash algorithm that represents data or codes.
Faucet: Website that gives away small amounts of cryptocurrencies.
Altcoin: Any cryptocurrency other than Bitcoin.
Hard Fork: An update or change in the code of a cryptocurrency that is not compatible with previous versions, splitting the blockchain in two.
Soft Fork: A smoother update of a cryptocurrency’s code that remains backward compatible.
Mining: The process of validating transactions and adding them to the blockchain through the use of computational power.
Paper Wallet: A physical form of storing private cryptocurrency keys, usually in the form of a printed QR code.
Staking: Participate in the validation of transactions and the creation of blocks in a cryptocurrency network, by keeping a certain amount of coins in a wallet.
Gas: In blockchain networks, the unit that measures the amount of computational work required to process and validate transactions.
Liquidity: The ease with which an asset can be bought or sold in the market without affecting its price.
ATH (All-Time High): The highest price historically achieved by an asset, such as a cryptocurrency.
Bear Market: A market characterized by a persistent decline in prices.
Bull Market: A market characterized by persistent price increases.
DeFi (Decentralized Finance): A blockchain-based financial system that eliminates traditional intermediaries.
Oracle: External data source used in smart contracts to make decisions based on real-world information.
Multi-Signature Wallet: Wallet that requires multiple private keys to authorize a transaction, which increases security.
Transaction History: Detailed record of all transactions made by a user within the EPIC E WALLET Application.
Deposit Money: The process of adding funds to the User’s account in the EPIC E WALLET Application.
Security Token: Physical device or mobile application that generates two-factor authentication codes to enhance account security.
Platform Upgrade: Upgrades or significant changes to the technology infrastructure of the EPIC E WALLET Application.
Wallet Backup: Procedure to create and store backup copies of wallet information to prevent loss of funds.
Inactivity Period: Specific period of time of inactivity after which additional security measures are applied or the User’s session is automatically closed.
Notification of Unusual Activity: Alert sent to the User when potentially suspicious activity is detected in his/her account.
Available Balance: Amount of funds that the User has available for transactions, deducting any reserved balance.
Account Claim: Process to regain access to an account after it has been blocked or suspended.
Geographic Restrictions: Specific limitations based on geographic location that may affect certain EPIC E WALLET Application services.
Legal Restrictions and Obligations: Obligations of the EPIC E WALLET Application and the Users to comply with the Laws of each Country where the application is used.
These terms focus on practical and safety issues related to the use of the EPIC E WALLET Application.

3. KEY DEFINITIONS
3.1 User
Means any natural or legal person who has downloaded, installed, registered or is otherwise using the EPIC E WALLET Application. The User, by using the Application, agrees to comply with these Terms of Use and any applicable policies, additional terms or rules established by EPIC E WALLET.
You are solely responsible for maintaining the confidentiality of your login information, including your password and any other data associated with your account. You are also responsible for all activities that occur under your account. You agree to notify EPIC E WALLET of any unauthorized use of your account or any other breach of your account security. Failure by the User to comply with these Terms of Use may result in the suspension or termination of the User’s account, as well as any other legal action to which the User may be entitled.
3.2. Account
Refers to the unique identification associated with a User on the EPIC E WALLET Application, which is created during the registration process. The Account includes personal and financial information provided by the User to access the services offered by the Application. The User is responsible for maintaining the confidentiality of his/her Account information and all activities that occur under it.
3.3. Funds
Indicates the money or other financial assets that a User has deposited or acquired in the EPIC E WALLET Application. These Funds may be used to carry out various transactions within the Application, such as purchases, investments or transfers. The Funds are associated with the User’s Account and are subject to the deposit, withdrawal and usage policies established by EPIC E WALLET.
3.4. Transactions
It encompasses all financial transactions performed by a User within the EPIC E WALLET Application. This includes, but is not limited to, deposits, withdrawals, purchases, investments, transfers and any movement of Funds or financial assets. Transactions may be subject to specific fees, commissions and conditions, as set forth by EPIC E WALLET in its policies and terms and/or in its terms and conditions.
3.5. Services
3.5.1. Description of Services
EPIC E WALLET provides an online platform that allows Users to access and use a variety of services related to virtual portfolio management, including, but not limited to, buying, selling, storing and managing digital assets.

3.5.2. Service Availability
EPIC E WALLET’s Services are available online and can be accessed from devices connected to the Internet. However, EPIC E WALLET does not guarantee uninterrupted availability of the Services and reserves the right to perform scheduled or unscheduled maintenance, when necessary, that may affect the temporary availability of the Services.
3.5.3. Service Limitations
EPIC E WALLET strives to provide high quality Services, but recognizes that there are inherent limitations of technology and the cryptocurrency industry. Users understand and agree that the Services may be subject to technical and operational limitations, including processing speed, availability of digital assets and market volatility.
3.5.4. Use of Third-Party Services or Technologies
EPIC E WALLET may use third party services or technologies to provide additional functionality or enhancements to the User experience. Users agree that EPIC E WALLET may share certain information with third parties to improve the Services, its security and its operation.
3.5.5. Service Updates
EPIC E WALLET reserves the right to make updates or modifications to the Services, which may include adding new functionality, correcting errors or removing existing features. Users will be notified in an appropriate manner of such updates, and appropriate provisions regarding the effective date of such modifications will apply.
3.6. Personal Data
Means any information that identifies or relates to a User, including, but not limited to, name, email address, contact information, identification data, financial information and any other information provided by the User during registration or use of the Application.

4. REGISTRATION AND USER ACCOUNTS
4.1. Account Creation
Refers to the process by which a User establishes his or her unique identification on the EPIC E WALLET Application. To create an Account, the User must provide accurate and complete information during the registration process. This information may include, but is not limited to, full name, email address, contact details and any other necessary information as determined by EPIC E WALLET.
The User is responsible for ensuring that the information provided during Account creation is accurate, current and truthful. EPIC E WALLET reserves the right to suspend or terminate an Account if false or misleading information is detected during this process.
4.2. Verification of the Account
The process by which EPIC E WALLET may request the User to verify his or her identity and validate the information provided during Account creation is called Account Verification. This process may include the presentation of identification documents, proof of residence or any other information EPIC E WALLET deems necessary to verify the authenticity of the User.
User agrees to cooperate fully with EPIC E WALLET during the Account verification process and to provide any additional documentation required within a reasonable time. Failure to cooperate or failure to satisfactorily complete the verification process may result in the non-opening, suspension or termination of the Account.
4.3. User’s Responsibility
You are fully responsible for maintaining the confidentiality of your login information and for all activities that occur under your Account. You agree to immediately notify EPIC E WALLET of any unauthorized use of your Account or any other breach of security. EPIC E WALLET shall not be liable for any loss or damage resulting from unauthorized actions taken on the User’s Account.
Likewise, the User is responsible for any content that he/she publishes, shares or sends through the Application, as well as for his/her conduct within the platform. The User agrees to comply with all applicable laws, rules and regulations, as well as not to violate the rights of third parties while using the Application.
4.4. Account Closing
4.4.1. Willingness to Close Account
The User has the right to close his/her Account at any time and for any reason.
To request closure of his or her Account, the User must follow the process established by EPIC E WALLET, which may include notification through the Application or contacting customer service.
4.4.2. Effects of Account Closure
By closing the Account, the User agrees that:
4.4.2.1. Deactivation of Access
Access to the Application will be immediately disabled and the User will not be able to access his/her Account or use the Services.
4.4.2.2. Data Deletion
EPIC E WALLET may, at its discretion, delete all Personal Data and information related to the User’s Account. However, certain data may persist on EPIC E WALLET’s systems in accordance with EPIC E WALLET’s data retention and security policies.
4.4.2.3. Available Funds
Any available balance of Funds in the Account will be treated in accordance with the provisions of section 7.1 (Deposits and Withdrawals). Any remaining Funds may be withdrawn by the User prior to the closing of the Account, subject to applicable fees and commissions.
4.4.3. Closure by EPIC E WALLET
EPIC E WALLET reserves the right to close a User’s Account at any time and for any reason, including, but not limited to:

4.4.3.1. Violation of the Terms of Use
The User has violated any provision of these Terms of Use or has engaged in activities that violate EPIC E WALLET’s policies.
4.4.3.2. Law Enforcement
The User has allegedly engaged in illegal or fraudulent activities, or the User’s Account is related to allegedly criminal or suspected criminal activities.
4.4.3.3. Safety Risks
The security of the Account or the Application is at risk due to suspicious or unauthorized activity.
4.4.4. Account Closure Notification
In the event that EPIC E WALLET decides to close the User’s Account, it will endeavor to notify the User of this decision and the reasons for it, unless there are circumstances that preclude such notification.

5. PRIVACY AND SECURITY
5.1. Privacy Policy
The Privacy Policy regulates the collection, use, storage and disclosure of personal data provided by Users. EPIC E WALLET is committed to protecting the privacy of its Users and to complying with all applicable data privacy laws and regulations. The Privacy Policies describe in detail how personal data is handled, what information is collected and how it is used.
By using the Application, the User agrees to EPIC E WALLET’s Privacy Policy. Users are encouraged to review the Privacy Policy carefully and to contact EPIC E WALLET if they have any questions or concerns about how their personal data is handled.
Account Security
Account Security is of utmost importance to EPIC E WALLET. Appropriate technical and organizational security measures are implemented on an ongoing basis to protect the User’s Account information from unauthorized access, misuse, unauthorized disclosure or alteration; however, the User should be aware that no security measures are absolute and, therefore, should take precautions to ensure the security of his or her Account.
It is the User’s responsibility to maintain the confidentiality of his/her login information, including the password and any other data related to his/her Account. EPIC E WALLET shall not be liable for any loss or damage resulting from the disclosure of this information to third parties or the unauthorized use of the User’s Account.
Unauthorized Access
Unauthorized Access refers to access to the User’s Account or information by third parties without the User’s consent. EPIC E WALLET strives to prevent and mitigate any attempt of unauthorized access to the Application. If the User suspects or detects any suspicious or unauthorized activity on his/her Account, he/she agrees to inform EPIC E WALLET immediately so that appropriate action can be taken to safeguard the security of the Account.
EPIC E WALLET shall not be liable for any loss or damage that may arise as a result of unauthorized access to the User’s Account, unless due to a proven failure in the security measures implemented by EPIC E WALLET.
Data Protection
5.4.1. User Privacy
EPIC E WALLET is committed to protecting the privacy and personal data of its Users. The collection, use and protection of Personal Data are subject to applicable data protection laws and EPIC E WALLET’s Privacy Policy.
5.4.2. Data Collection
5.4.2.1. Collected Data
EPIC E WALLET may collect certain Personal Data from the User during registration and use of the Application, which may include, but is not limited to, name, email address, contact information and financial details. This collection is for the purpose of providing and improving the Application Services.
5.4.2.2. User Consent
By using the Application, the User consents to the collection, use and processing of his or her Personal Data in accordance with EPIC E WALLET’s Terms of Use and Privacy Policies.
5.4.3. Use of Data
EPIC E WALLET will use the User’s Personal Data for the following purposes:
5.4.3.1. Provision of Services
To enable the User to access and use the Application Services, including managing the Account and conducting Transactions.
5.4.3.2. Communication
To maintain effective communication with the User, including notifications about updates, transactions, offers or changes to the Terms of Use.
5.4.3.3. Legal Compliance
To comply with applicable legal and regulatory obligations, including the prevention of illegal activities and verification of the User’s identity.
5.4.4. Data Protection and Data Security
EPIC E WALLET employs appropriate technical and organizational security measures to protect the User’s Personal Data against unauthorized access, loss, disclosure or destruction. Data security is governed by EPIC E WALLET’s data security policies and procedures.
5.4.5. Data Access and Modification
The User has the right to access, rectify or delete his/her Personal Data, as well as to exercise other rights related to data protection. To do so, the User may contact EPIC E WALLET customer service.
5.4.6. Data Retention
EPIC E WALLET will retain the User’s Personal Data for the time necessary to fulfill the purposes set forth in these Terms of Use and as required by applicable law. At the end of the retention period, EPIC E WALLET will securely delete or anonymize the Personal Data.
5.4.7. Cookies Policy
EPIC E WALLET may use cookies or other tracking technologies on the Application to enhance the User’s experience. EPIC E WALLET’s Cookie Policy provides detailed information about the use of cookies and how the User can manage their preferences.

6. USE OF THE APPLICATION
6.1. Purpose of the Application
The purpose of the Application is to provide the User with a platform to access and manage their financial assets efficiently and securely. The EPIC E WALLET Application allows the User to perform various financial transactions, including but not limited to deposits, withdrawals, purchases, investments and transfers. The main objective is to provide a transparent and convenient User experience in managing their funds and assets.
You agree to use the Application only for the purposes set forth in this section and in accordance with these Terms of Use and any other policies or guidelines provided by EPIC E WALLET. Any use of the Application in violation of these terms is strictly prohibited.
Prohibition of Activities
The User agrees not to engage in any of the following activities while using the EPIC E WALLET Application:
a. Illegal Activities: Engaging in activities that violate applicable laws, regulations or rules, including but not limited to fraud, money laundering, terrorist financing or any other illegal activity.
b. Copyright Infringement: Copying, distributing, modifying or using copyrighted content without proper authorization.
c. Fraud and Impersonation: Performing fraudulent acts, impersonating another person or entity, or providing false information.
d. Harassment or Abuse: Engaging in abusive conduct, harassing, threatening or discriminating against other Users of the Application.
e. Damage to the Application: Attempting to damage, modify, disable or overload the Application or EPIC E WALLET’s servers.
f. Spam or Unwanted Advertising: Sending unsolicited mail, unsolicited messages, unauthorized promotions or any form of spam.
g. Reverse Engineering: Attempting to decipher, decompile or reverse engineer the Application or any part thereof.
These activity prohibitions are intended to ensure proper use of the Application and to maintain a safe and legal environment for all Users. Failure to comply with these prohibitions may result in suspension or termination of the User’s account, as well as appropriate legal action.
6.3. User’s Responsibility
The User is fully responsible for his/her conduct and actions while using the EPIC E WALLET Application. By making use of the Application, the User agrees to:
a. Accuracy of Information: Provide accurate, current and complete information during the registration process and in any other interaction with the Application.
b. Proper Use: Use the Application in a manner that complies with these Terms of Use and any additional policies, terms or rules established by EPIC E WALLET. Any unauthorized or fraudulent use of the Application is prohibited.
c. Maintaining Security: Maintain the confidentiality of your login information and promptly notify EPIC E WALLET of any unauthorized access to your Account or any other security issues.
d. Legal Compliance: Comply with all applicable laws and regulations while using the Application. The User is responsible for any legal consequences resulting from its use of the Application in a manner not in compliance with the law.
e. Interaction with Third Parties: Understand that any interaction with third parties, whether on or off the Application, is subject to the terms and conditions of those third parties, and the User must comply with those terms and conditions.
Access and Availability
a. Availability: The EPIC E WALLET Application is provided on an «as is» and «as available» basis. EPIC E WALLET does not warrant that the Application will always be available without interruption, error or defect. Availability may be subject to scheduled maintenance, upgrades or circumstances beyond EPIC E WALLET’s control.
b. Access: EPIC E WALLET reserves the right to limit, suspend or terminate a User’s access to the Application at any time and for any reason, including violations of these Terms of Use.
c. Responsibility for Access: The User is responsible for ensuring that it has access to the resources necessary to use the Application, including, but not limited to, Internet access and compatible devices.
d. Updates and Errors: The User understands that the Application may contain errors or require updates and agrees to receive these updates in order to continue using the Application optimally.
6.5. Acceptable Conduct
6.5.1. Responsible Use of the Application
The User must agree to use the EPIC E WALLET Application in a responsible and ethical manner. This includes, but is not limited to:
6.5.1.1. Law Enforcement
The User must comply with all applicable Laws and regulations in its jurisdiction with respect to the use of the Application. This includes laws relating to cryptocurrencies, finance and consumer protection.
6.5.1.2. Respect for the Rights of Others
The User must not infringe the intellectual property rights, privacy rights or any other rights of third parties when using the Application. This includes the prohibition to upload, distribute or use copyrighted content without proper authorization.
6.5.2. Activity Prohibitions
Certain activities on the EPIC E WALLET Application are prohibited, including, but not limited to:
6.5.2.1. Illegal Activities
The User must not use the Application to carry out illegal, fraudulent or criminal activities.
6.5.2.2. Abuse or Harassment
Harassment, intimidation or abuse of other Users or related EPIC E WALLET personnel is not permitted.
6.5.2.3. Malicious Use
The User must not perform malicious actions that may affect the security of the Application or other Users, including introducing viruses, malware or conducting phishing attacks.
6.5.2.4. Falsification of Identity
Falsification of identity, impersonation or providing false information during registration or use of the Application is prohibited.
6.5.2.5. Unauthorized Commercial Use
Users must not use the Application for unauthorized commercial purposes, such as unsolicited advertising or promotion of products or services without EPIC E WALLET’s permission.

6.5.3. Consequences of Unacceptable Conduct
EPIC E WALLET reserves the right to take appropriate action in the event of unacceptable conduct by a User, which may include suspension or closure of the Account and cooperation with legal authorities in the prosecution of illegal activities.

7. FUNDS AND TRANSACTIONS
7.1. Deposits and Withdrawals
7.1.1. Deposits
Deposits refer to the action of adding funds to the User’s account within the EPIC E WALLET Application. User may make deposits by following the procedures and methods established by EPIC E WALLET. The Application may allow various deposit methods, which shall be subject to the specific policies and terms provided by EPIC E WALLET.
The User is solely responsible for ensuring that the deposit details and methods are correct and accurate. Any errors in the deposit process not attributable to EPIC E WALLET shall be the sole responsibility of the User.
7.1.2. Withdrawals
Withdrawals involve the action of withdrawing funds from the User’s account on the EPIC E WALLET Application. User may request withdrawals by following the procedures and methods established by EPIC E WALLET. Withdrawals may be subject to timing policies, fees and other specific terms provided by EPIC E WALLET.
The User agrees that withdrawals will be subject to security checks and internal procedures established by EPIC E WALLET. EPIC E WALLET reserves the right to withhold or refuse a withdrawal if fraudulent activity is suspected or if the necessary requirements for withdrawal are not met.

7.2. Fees and Commissions
7.2.1. Fee Structure
Fees refer to charges that may apply to certain transactions and services within the EPIC E WALLET Application. The fee structure may vary depending on the type of transaction, amount involved, payment methods and other factors determined by EPIC E WALLET. User may review the fee structure in the appropriate section of the Application.
7.2.2. Commissions
Commissions refer to fees that EPIC E WALLET may receive for providing services, facilitating transactions or other services offered within the Application. These fees may apply to various transactions, such as purchases, transfers or investments.
User agrees that fees and commissions may be subject to change and modification from time to time. EPIC E WALLET will endeavor to notify the User of any changes in fees and commissions before they become effective.
7.3. Transaction Cancellation and Refund Policies
7.3.1. Cancellations
Cancellation policies govern the conditions under which a User may cancel a transaction or request within the EPIC E WALLET Application. Policies may vary by type of transaction and will be subject to the specific terms and conditions provided by EPIC E WALLET for each type of transaction.
User should carefully review the cancellation policies before making any transaction. EPIC E WALLET reserves the right to establish and modify these policies as it deems appropriate to ensure proper operation of the Application and User satisfaction.

7.3.2. Reimbursements
Refund policies set forth the conditions under which a User may be eligible to receive a refund of funds previously deposited into the EPIC E WALLET Application. These policies will be subject to the terms and conditions provided by EPIC E WALLET and may vary depending on the type of transaction.
The User should carefully review the refund policies before making any transaction. EPIC E WALLET reserves the right to establish and modify these policies as it deems appropriate and will notify the User of any changes to these policies.
Financial Transparency
7.4.1. Disclosure of Rates and Commissions
Financial transparency implies that EPIC E WALLET is committed to providing clear and accessible information on the fees and commissions applicable to the transactions and services offered within the Application. EPIC E WALLET will endeavor to keep this information updated and available on the Application, allowing the User to make informed decisions.
7.4.2. Financial Records
EPIC E WALLET is committed to maintaining accurate and complete records of the User’s financial transactions and operations. The User may access his or her personal transaction records through the Application to review his or her financial history and verify any transactions made.
7.5. Fund Management
Funds management addresses how the EPIC E WALLET Application handles and safeguards the User’s funds, ensuring security, transparency and efficiency in financial management. This aspect is crucial to building User trust and maintaining the integrity of the platform. Key aspects related to the management of funds are detailed below:
7.5.1. Security of Funds
Security of funds is a top priority in the EPIC E WALLET Application. Advanced security measures are implemented to protect User funds from unauthorized access, cyber attacks and other threats. This may include:
• Secure Storage: Description of storage infrastructure that complies with security standards, such as cold wallets for inactive funds and robust encryption measures.
• Two-Factor Authentication (2FA): Use of two-factor authentication to access the account and perform transactions, adding an additional layer of security.
• Continuous Monitoring: Implementation of real-time monitoring systems to detect and mitigate any suspicious activity or unauthorized access attempts.
7.5.2. Funds Reserve Policy
The EPIC E WALLET Application follows a clear funds reservation policy to ensure liquidity and the ability to fulfill User transactions in a timely manner. This may include:
• Emergency Reserves: Establishment of financial reserves to meet unforeseen situations, such as sudden increases in the demand for withdrawals.
• Use of Funds Policy: Definition of how the User’s funds are used, ensuring that they are used primarily for transactions and activities related to the application.
• Segregation of Funds: Commitment to keep the User’s funds separate from the company’s operating assets, following transparent accounting practices, constantly subject to review and control.
7.5.3. Transparency in Financial Management
Financial transparency is essential to build User confidence. The EPIC E WALLET Application is committed to providing clear and accessible information about the management of funds, including:
• Regular Reporting: Commitment to provide regular reports on the financial health of the platform, detailing revenues, expenses and reserves.
• Financial Practices Disclosure: Description of the financial practices adopted by the application, highlighting any significant changes in financial policies.
• Transparent Communication: Establishment of transparent communication channels to address questions or concerns related to financial management.
The management of funds on the EPIC E WALLET Application is designed with integrity and security in mind, giving the User the confidence to actively participate in the platform. This rigorous management ensures a solid and reliable financial experience for all Users.

8. INTELLECTUAL PROPERTY
8.1. Copyright and Property Rights
8.1.1. Application Content
All copyrights and other intellectual, commercial or industrial property rights in the content of the Application, including but not limited to text, graphics, logos, icons, images, know how, colors, audio clips, digital downloads and data compilations, are owned by EPIC E WALLET or its licensors and are protected by applicable copyright laws in each case and in each legislation. It is sufficiently understood between the User and the owners of EPIC E WALLET that the ownership and title to the EPIC E WALLET Application and its rights is not, and shall not be, in dispute.
The User agrees not to reproduce, distribute, modify, create derivative works, publicly display, perform, publish, adapt, modify or use in any way the content of the Application without the prior written consent of EPIC E WALLET or the respective rights owner.

8.1.2. User Content
You retain all copyright and other proprietary rights you own in the content you submit, post or display on or through the Application. By submitting, posting or displaying content on the Application, User grants EPIC E WALLET a non-exclusive, worldwide, timeless, royalty-free, royalty-free, sublicensable and transferable license to use, reproduce, distribute and display such content within the Application.
8.2. Trademarks
Trademarks, logos and trade names displayed on the Application are the property of EPIC E WALLET or their respective owners. Nothing contained on the Application should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark without the prior written consent of EPIC E WALLET or the respective trademark owner.
8.3. License of Use
EPIC E WALLET grants the User a limited, non-exclusive, non-transferable license to access and use the Application in accordance with these Terms of Use. This license is subject to compliance with all provisions of these Terms and any additional terms provided by EPIC E WALLET. The license does not grant the User any ownership rights in the Application, or any copyrights, trademarks or other intellectual or commercial property rights of EPIC E WALLET.
8.4. Ownership of Information
The Ownership of Information section establishes the conditions and rights associated with the information generated, shared or stored in the EPIC E WALLET Application. This aspect is fundamental to clarify the ownership of the data and the responsibility for its management. Key aspects related to the ownership of information are detailed below:
8.4.1. User Data
• Ownership: Data generated or provided by the User, such as profile information, transactions and any shared content, is owned by the respective User.
• License of Use: The User grants the EPIC E WALLET Application a non-exclusive license to use, modify and display its data for the sole purpose of facilitating the services offered by the Application.
• Privacy and Confidentiality: The EPIC E WALLET Application is committed to respecting the privacy of the User and to not sharing or disclosing personal information without the explicit consent of the User, except in the cases expressly indicated in the Privacy Policies.
8.4.2. Application Data
• Ownership of the Application: The EPIC E WALLET Application owns without limitation the ownership of the structure, design, source code, codes and other components that constitute the Application.
• Access and Use License: The User is granted a limited, non-transferable license to access and use the Application in accordance with the Terms of Use.
8.4.3. Intellectual Property
• Copyright: The EPIC E WALLET Application maintains the copyright on the Application and any associated material. The User agrees to respect these rights and not to copy, modify, distribute or use all or part of the Application in any unauthorized manner.
• Trademarks: Any trademark, logo or other distinctive element of the EPIC E WALLET Application is the exclusive property of the Application.
Data Protection
• Security Measures: The EPIC E WALLET Application implements security measures to protect the User’s information and to guarantee its confidentiality and integrity.
• Authorized Use: The User’s information will only be used for the purposes set forth in the Terms of Use and Privacy Policies, and will not be shared with third parties without the User’s consent, except in expressly permitted cases.
The Ownership of Information section seeks to establish a clear balance between the rights of the User and the protection of the intellectual property of the EPIC E WALLET Application. These provisions are designed to ensure ethical, secure and legal management of information on the platform.

9. USER CONTENT
9.1. User Responsibility
The User agrees that he/she is solely responsible for his/her actions and conduct when using the EPIC E WALLET Application. The User agrees to:
9.1.1. Appropriate Conduct
Maintain proper and respectful conduct at all times while using the Application. Conduct that violates the laws, ethical, moral and good moral standards or the rights of third parties is prohibited.
Account Information
Provide accurate and updated information during the registration process and maintain the confidentiality of your login and account information. The User is responsible for any activity that occurs on their account.
9.1.3. Permitted Use
Use the Application only for the purposes permitted under these Terms of Use and any additional policies provided by EPIC E WALLET. Unauthorized or fraudulent use of the Application is prohibited.
9.1.4. Legal Compliance
Comply with all applicable laws and regulations while using the Application. The User is solely responsible for complying with applicable local, state, regional, national and international laws.
9.1.5. Indemnification
Indemnify and hold harmless EPIC E WALLET and its affiliates, officers, directors, employees, agents and related parties from and against any claims, liabilities, damages, losses or expenses arising out of any breach of these Terms of Use or any activity related to the User’s account.
9.2. Content License
9.2.1. Licensing of User Content
By submitting, posting or displaying content on the Application, User grants EPIC E WALLET a non-exclusive, worldwide, timeless, royalty-free, sub-licensable and transferable license to use, reproduce, distribute and display such content within the Application, in accordance with the Privacy Policies and other applicable privacy settings determined by EPIC E WALLET.
9.2.2. Respect of Copyrights
By accepting these Terms of Use the User represents and warrants that it has the necessary rights to grant the license mentioned in Section 9.2.1 and that the content provided does not violate third party rights, including copyrights, trademarks, patents or other intellectual, commercial or industrial property rights.
Content Moderation
Content Moderation establishes the guidelines and responsibilities with respect to the monitoring and management of User-generated content on the EPIC E WALLET Application. This is critical to maintaining a safe, respectful and compliant community environment. Key aspects related to content moderation are detailed below:
9.3.1. Acceptable Content
• Definition: We clearly specify what is considered acceptable and permitted content on the EPIC E WALLET Application. This may include images, videos, audios, texts, words, logos, links and other elements shared by Users, which do not infringe on third parties in any way.
• Community Standards: This refers to specific community standards that the User must follow when generating content. These rules may address issues such as respect, ethics and integrity, morality and good manners, legality and non-tolerance towards harmful or offensive content.
9.3.2. Designated Moderators
• Roles and Responsibilities: The roles and responsibilities of the moderators designated to oversee and manage community content are detailed.
• Moderation Process: Describes the process moderators follow when reviewing reported or potentially inappropriate content, including timelines for decision making.
9.3.3. Complaints and Review of Content
• Reporting Procedure: The User is informed on how they can report inappropriate content or content that violates community standards.
• Review of Complaints: EPIC E WALLET Application is committed to reviewing complaints in a timely manner and taking appropriate action under the circumstances.
9.3.4. Corrective Actions
• Escalation of Actions: A corrective action escalation process is established, which may include warnings, temporary or permanent suspension of access to certain functions, or account termination in serious cases.
• Communication with Users: The User affected by corrective actions will receive clear communications explaining the reasons and actions taken.
9.3.5. Prohibited Content
• Prohibited Content List: An explicit list of types of prohibited content is provided, such as content that is illegal, fraudulent, cruel, cruel, sycophantic, lewd, hateful, criminal, false, defamatory, defamatory, or infringing of copyright or third party rights, among others.
• Removal Process: The process for fast and efficient removal of prohibited content is described.
Content Moderation seeks to ensure that the EPIC E WALLET Application is a safe and respectful space for all Users. These measures allow the creation of an online community that complies with respectful, ethical, moral and legal standards.

10. EXCLUSION OF WARRANTIES AND LIMITATION OF LIABILITY
10.1. Exclusion of Warranties
10.1.1. «As is» and «As available».
User expressly agrees that use of the EPIC E WALLET Application is at User’s sole risk and that the Application is provided on an «as is» and «as available» basis. EPIC E WALLET makes no warranty, express or implied, as to the accuracy, reliability or fitness of the Application for a particular purpose.
10.1.2. Absence of Warranties
EPIC E WALLET does not warrant that the Application will be uninterrupted, timely, secure or error-free, nor does it warrant the results that may be obtained from the use of the Application or the accuracy or reliability of any information obtained through the Application.
10.1.3. User Risks
The User assumes full responsibility and risk of loss resulting from its use of the Application and any information or content downloaded or obtained through the Application.
10.2. Limitation of Liability
10.2.1. Limitation of Damages
In no event shall EPIC E WALLET, its affiliates, officers, directors, employees, agents or related parties be liable to User or any third party for any indirect, consequential, incidental, special, punitive or exemplary damages, including, without limitation, damages for loss of profits, data, use or reputation, or any other tangible or intangible loss, arising out of or related to these Terms of Use or use of the Application, even if EPIC E WALLET has been advised of the possibility of such damages.
Maximum Liability
The aggregate liability of EPIC E WALLET and its affiliates for any claim arising out of or related to these Terms of Use or the use of the Application shall not exceed the total amount paid by User to EPIC E WALLET from the aggregate of each month, then added together for the last twelve months divided by twelve, or the equivalent amount in User’s local currency, as applicable.
10.3. Indemnification
The Indemnification section sets forth the terms under which the User agrees to indemnify and hold harmless the EPIC E WALLET Application in the event of claims, demands, losses or damages that may arise due to the use of the Application. This provision is essential to protect the Application and to ensure the individual liability of each User. Key aspects related to indemnification are detailed below:
10.3.1 Scope of Indemnity
• Claims Covered: The scope of claims covered by the indemnity is specified. This may include, but is not limited to, legal claims, financial losses and damages to third parties.
• Causes of Indemnification: Specific situations that may give rise to claims, such as breach of the Terms of Use, violation of intellectual or commercial property rights, or any activity that results in legal liability, are detailed.
10.3.2. Notification Process
• Timely Notification: The process by which the EPIC E WALLET Application will notify the particular User of any claim or demand giving rise to indemnification is established.
• User Cooperation: The User is encouraged to cooperate fully in the defense of any claim and to provide relevant, timely and truthful information for the pursuit of the claim.
10.3.3. Defense and Claim Resolution
• Defense Liability: EPIC E WALLET Application has the right to assume the exclusive defense and control of any claim subject to indemnification.
• Reasonable Resolution: A reasonable and mutually acceptable resolution of any claim is sought before resorting to legal action.
10.3.4. Exceptions to Indemnification
• Good Faith Actions: Indemnification will not apply in cases where the User’s actions have been in good faith and have not violated the Terms of Use.
• Legal Limitations: Legal limitations are recognized in certain cases, and indemnification will not apply in situations where it is legally infeasible.
Indemnification is an essential provision to protect the interests of the EPIC E WALLET Application and to ensure that the User takes responsibility for his or her conduct on the platform. These measures are designed to mitigate risk and ensure a safe and fair online environment for all Users.

11. CONFLICT RESOLUTION
11.1. Arbitration
11.1.1. Arbitration Agreement
Any dispute, controversy or claim arising out of or relating to these Terms of Use or the use of the EPIC E WALLET Application shall be subject to binding arbitration in accordance with the arbitration rules and procedures in effect at the time the dispute is filed and where so determined by EPIC E WALLET, not without first having exhausted the avenue of agreement and understanding between the parties.
11.1.2. Arbitration Proceedings
The arbitration shall be conducted on an individual basis and no consolidation of claims of different Users shall be permitted. The arbitration shall be held at a location determined by the arbitrator in accordance with applicable law.
11.1.3. Arbitrator’s Decision
The arbitrator’s decision shall be final and binding on both parties or the parties. The arbitrator shall have the exclusive authority to resolve any dispute and to award damages, including damages or declaratory and remedial relief permitted by applicable law. The arbitrator’s decision shall be binding on the parties, thereby ending the dispute.
11.2. Applicable Law
11.2.1. Applicable Laws
These Terms of Use and any dispute arising out of or relating to them shall be governed by and construed in accordance with the laws of the country or jurisdiction in which EPIC E WALLET has its principal place of business or such other jurisdiction as EPIC E WALLET may determine.
11.2.2. Exclusive Forum
Any legal action relating to EPIC E WALLET or these Terms of Use, or any dispute arising therefrom, shall be brought exclusively in the competent courts of the country or jurisdiction in which EPIC E WALLET has its principal place of business or in such other jurisdiction as EPIC E WALLET may determine. The User hereby expressly consents to the jurisdiction of such courts.
11.3. Claim Process
The Complaint Process provides a clear and transparent framework for the User to file a complaint within the EPIC E WALLET Application. This process is designed to address problems, issues or disputes in an efficient and fair manner. The procedure is set out in detail below:
11.3.1. Filing of Claims
• Communication Channel: The official channel through which the User can submit his/her complaint is specified. It can be an online form, a dedicated email or any other clearly defined method, this method may vary over time, in accordance with EPIC E WALLET’s policies.
• Required Information: The User must provide essential information when submitting a claim, such as details of the transaction, amounts, relevant dates and any relevant evidence.
11.3.2. Confirmation of Receipt
• Notice of Receipt: The EPIC E WALLET Application agrees to send immediate confirmation of receipt of the claim. This may be through an automatic email message or other form of notification.
• Reference Number: A unique reference number is assigned to each claim to facilitate efficient tracking and clear communication between the Application and the User.
11.3.3. Evaluation and Response Times
• Evaluation Process: Describes how the evaluation of the claim will be conducted, including the review of documents, transactions and any pertinent information.
• Response Times: Clear deadlines are established for the initial response to the complaint, indicating how long the User must wait to receive an update or status on the status of their complaint.
11.3.4. Transparent Communication
• Periodic Updates: EPIC E WALLET is committed to providing periodic updates on the progress of the claim review.
• Clear Communication: All communications related to the claim are made in a clear and understandable manner, avoiding unnecessary legal jargon.
11.3.5. Resolution and Final Response
• Decisions and Resolution: Explains how decisions will be made on the claim and describes the resolution process, whether through adjustments, refunds or other corrective actions if applicable.
• Final Response Communication: The User will receive a final communication detailing the resolution of their complaint and the actions taken.
This Complaint Process seeks to ensure that the User has an effective means of expressing their concerns, while the EPIC E WALLET Application is committed to addressing them in a fair and transparent manner. Clarity at each stage of the process strengthens confidence in the Application and makes for a positive experience.
12. TERMINATION OF THE USE OF THE APPLICATION
12.1. Termination by the User
12.1.1. Willingness to Terminate
User may choose to terminate its use of the Application at any time by notifying EPIC E WALLET of its decision to terminate the account or cease using the Application. Notification may be made through the means provided by EPIC E WALLET for this purpose.
12.1.2. Effects of Termination
By terminating your use of the Application, you agree that EPIC E WALLET may deactivate or delete your account and any related information. Further, User understands that certain data may persist and may not be immediately deleted from EPIC E WALLET’s systems, even after account termination.

12.2. Termination by EPIC E WALLET
12.2.1. Right of Termination
EPIC E WALLET reserves the right to terminate or suspend User’s account and access to the Application, in whole or in part, at any time and for any reason, including, without limitation, violations of these Terms of Use or any additional policies provided by EPIC E WALLET.
12.2.2. Notice of Termination
In the event that EPIC E WALLET decides to terminate or suspend the User’s account, EPIC E WALLET will endeavor to notify the User of such termination and the reasons for such termination, unless circumstances exist that preclude such notification.
12.3. Effects of Termination
Upon termination of the User’s account, access to the Application and any information related to the User’s account will be suspended or disabled. User agrees that EPIC E WALLET shall not be liable to User or any third party for any termination of access to the Application.

13. UPDATES AND MODIFICATIONS
13.1. Updates to the Terms of Use
13.1.1. Communication of Updates
EPIC E WALLET undertakes to notify the User about updates to the Terms of Use of the Application. These notifications may be through the Application itself, by e-mail or other means of communication provided by the User during registration.
13.1.2. Entry into Force of Upgrades
Updates to the Terms of Use shall be effective as of the date indicated in the notice or, in the absence thereof, the date on which the notice is given. Your continued use of the Application after the updates become effective shall constitute your acceptance of the updates without equivocation.
13.2. Modifications to the Terms of Use
13.2.1. Notification of Modifications
• Planned Notification: The Application undertakes to notify the User of any planned or executed modification to the Terms of Use. The notification may be made through electronic means, such as e-mail, notifications within the Application itself or messages on the website, among others.
• Notice Period: Normally, a minimum notice period is established before changes become effective, and if possible to provide the User with sufficient time to review and understand the changes.
13.2.2. User Consent
• Acceptance of Modifications: The User is advised that continued use of the Application after notification of modifications by any means will constitute his or her acceptance of the new terms and conditions, even if he or she has not seen them.
• Opt-out Option: The User may choose to opt-out of modifications, but this may result in restrictions on access to or use of certain features.
13.2.3. Transparency in Modifications
• Description of Changes: The Application undertakes to provide a clear and understandable description of the modifications made, highlighting the significant changes that may affect the User.
• Motivation of Modifications: If possible and relevant, the motivation shall be included together with the modifications for greater transparency.
13.2.4. Periodic Review
• Revision Frequency: The User will be informed about the frequency with which the Terms of Use will be revised and updated, highlighting the Application’s commitment to continuous improvement.
• User Feedback: A channel is established for the User to provide comments on the proposed modifications, encouraging the active participation of the community.

14. ADDITIONAL INTELLECTUAL PROPERTY
14.1.1. Recognition of Rights
The User acknowledges that the Application may be protected by patent rights, and agrees to respect and comply with all applicable patents and other forms of intellectual, commercial or industrial property related to the Application.
14.1.2. Authorized Use
The User is granted a limited, non-exclusive license to use the Application in accordance with these Terms of Use. Nothing in these Terms grants the User any rights to EPIC E WALLET’s patents or other intellectual, commercial or industrial property rights.
14.2. Trade Secrets
14.2.1. Confidentiality
The User expressly acknowledges that the Application and its operation contain valuable and confidential trade secrets belonging solely to EPIC E WALLET. The User agrees not to disclose, copy, modify or use these trade secrets in any way except with the prior written consent of EPIC E WALLET.

15. COMPLAINTS AND DISPUTE RESOLUTION
15.1. Complaint Process
15.1.1. Presentation of Complaints
If a User has any complaints or disputes related to the Application, they may submit them through EPIC E WALLET’s Customer Service. EPIC E WALLET undertakes to investigate and respond to all complaints within a reasonable time and provide an appropriate resolution.
15.1.2. Required Information
In order to process a complaint effectively, the User may be asked to provide relevant information and details about the nature of the complaint, including screenshots, transcripts of communications or any other relevant information.
Alternative Means of Dispute Resolution
15.2.1. Voluntary Arbitration
If a User and EPIC E WALLET are unable to resolve a dispute through the grievance process, both parties may agree to participate in a voluntary arbitration process to resolve the dispute in a fair and neutral manner, without the need for litigation.
15.2.2. Reconciliation
Parties may opt for conciliation as an alternative means of resolving disputes. In this process, a neutral mediator will assist the parties in finding a mutually acceptable solution to the dispute.

16. USER RIGHTS
16.1. Access to User Data
16.1.1. Right to Access
The User has the right to access his/her personal data stored by the Application and request information on how his/her data is being used and processed.
16.1.2. Rectification and Elimination
If a User finds inaccuracies in his or her personal data or wishes to have it deleted, he or she has the right to request corrections or deletion of such data in accordance with EPIC E WALLET’s privacy policies.

17. FINANCIAL TERMS
17.1. Invoicing and Payments
17.1.1. Billing Process
EPIC E WALLET establishes a clear billing process for the services offered within the Application. The User will receive detailed information about fees and services before making any financial transaction or otherwise it will be available for the User’s view on the Application.
17.1.2. Methods of Payment
Information on the payment methods accepted for transactions within the Application, as well as the policies and procedures related to payments, will be provided on an ongoing basis.
17.2. Monetary Transactions
17.2.1. Transaction Transparency
EPIC E WALLET agrees to provide clear and detailed information about all monetary transactions made within the Application, including the amount, description and date of each transaction.
17.2.2. Transaction Security
The security measures implemented to protect monetary transactions can be viewed, thus ensuring the confidentiality and integrity of the User’s financial information.

18. SPECIFIC LEGISLATION BY REGION
18.1. Legal Compliance by Region
18.1.1. Adaptation to Local Legislation
EPIC E WALLET ensures that the Application complies with the specific laws and regulations of each region where it is available. Information will be provided on how the Application complies with these laws and how Users’ rights are protected in each region.
18.1.2. Legal Restrictions
Users will be informed of any legal restrictions that may apply in certain regions that may affect the availability or functionality of the Application in those areas.

19. PROTECTION OF MINORS
19.1. Age Restrictions
19.1.1. Minimum Age for Use of Application
EPIC E WALLET requires a minimum age to use the Application, ensuring compliance with laws and regulations protecting minors online.
19.1.2. Age Verification
EPIC E WALLET may implement procedures to verify the age of the User and seek to ensure or mitigate that those under the minimum age cannot access or use the Application.

LANGUAGE
20.1. Predominant Language
The language or languages in which these Terms of Use are presented are specified, ensuring that they are clear and understandable to all Users.
20.2. Translation
In the event that these Terms of Use are translated into other languages, it is established that in case of discrepancy between the original and the translated version, the original language version shall prevail.

21. GENERAL PROVISIONS
21.1. Partial Nullity
If any provision of these Terms of Use is held to be invalid, illegal, void or unenforceable to any extent by any court of competent jurisdiction, such provision shall, to that extent, be severed from the remaining provisions which shall continue to be valid to the fullest extent permitted by law.
21.2. Complete Agreement
These Terms of Use constitute the entire agreement between the User and EPIC E WALLET with respect to the use of the Application and supersede any prior or contemporaneous agreements, whether written or oral, relating to such use.
21.3. Contact
21.3.1. Contact Information
For any inquiry, question or communication related to these Terms of Use, the User may contact EPIC E WALLET through the following contact information:
Company Name: EPIC E WALLET
Address: [Company Address].
E-mail: [email protected]
Telephone Number: [Telephone Number]
21.3.2. User Communications
The User agrees that all communications provided to EPIC E WALLET will be made electronically and will be subject to EPIC E WALLET’s privacy policies and Terms of Use.

 

 

CONTENTS

Welcome to an epic experience !

PRELIMINARY
1.1. Acceptance of the Terms and Conditions
1.2. Changes in the Conditions
GLOSSARY OF TERMS
3. KEY DEFINITIONS
3.1 User
3.2. Account
3.3. Funds
3.4. Transactions
3.5. Services
3.5.1. Description of Services
3.5.2. Service Availability
3.5.3. Service Limitations
3.5.4. Use of Third-Party Services or Technologies
3.5.5. Service Updates
3.6. Personal Data
4. REGISTRATION AND USER ACCOUNTS
4.1. Account Creation
4.2. Verification of the Account
4.3. User Responsibility
4.4. Account Closing
4.4.1. Willingness to Close Account
4.4.2. Effects of Account Closure
4.4.2.1. Deactivation of Access
4.4.2.2. Data Deletion
4.4.2.3. Available Funds
4.4.3. Closure by EPIC E WALLET
4.4.3.1. Violation of the Terms of Use
4.4.3.2. Compliance with the Law
4.4.3.3. Safety Risks
4.4.4. Notification of Account Closure
5. PRIVACY AND SECURITY
5.1. Privacy Policy
Account Security
Unauthorized Access
Data Protection
5.4.1. User Privacy
5.4.2. Data Collection
5.4.2.1. Collected Data
5.4.2.2. User Consent
5.4.3. Use of Data
5.4.3.1. Provision of Services
5.4.3.2. Communication
5.4.3.3. Legal Compliance
5.4.4. Data Protection and Data Security
5.4.5. Data Access and Modification
5.4.6. Data Retention
5.4.7. Cookies Policy
6. USE OF THE APPLICATION
6.1. Purpose of the Application
Prohibition of Activities
6.3. User’s Responsibility
Access and Availability
6.5. Acceptable Conduct
6.5.1. Responsible Use of the Application
6.5.1.1. Law Enforcement
6.5.1.2. Respect for the Rights of Others
6.5.2. Activity Prohibitions
6.5.2.1. Illegal Activities
6.5.2.2. Abuse or Harassment
6.5.2.3. Malicious Use
6.5.2.4. Falsification of Identity
6.5.2.5. Unauthorized Commercial Use
6.5.3. Consequences of Unacceptable Behavior
7. FUNDS AND TRANSACTIONS
7.1. Deposits and Withdrawals
7.1.1. Deposits
7.1.2. Withdrawals
7.2. Fees and Commissions
7.2.1. Fee Structure
7.2.2. Commissions
7.3. Transaction Cancellation and Refund Policies
7.3.1. Cancellations
7.3.2. Reimbursements
Financial Transparency
7.4.1. Disclosure of Fees and Commissions
7.4.2. Financial Records
7.5. Fund Management
7.5.1. Security of Funds
7.5.2. Funds Reserve Policy
7.5.3. Transparency in Financial Management
. INTELLECTUAL PROPERTY
8.1. Copyright and Property Rights
8.1.1. Application Content
8.1.2. User Content
8.2. Trademarks
8.3. License of Use
8.4. Ownership of Information
8.4.1. User Data
8.4.2. Application Data
8.4.3. Intellectual Property
Data Protection
9. USER CONTENT
9.1. User Responsibility
9.1.1. Adequate Conduct
Account Information
9.1.3. Permitted Use
9.1.4. Legal Compliance
9.1.5. Indemnification
9.2. Content License
9.2.1. Licensing of User Content
9.2.2. Respect of Copyrights
Content Moderation
9.3.1. Acceptable Content
9.3.2. Designated Moderators
9.3.3. Complaints and Review of Content
9.3.4. Corrective Actions
9.3.5. Prohibited Content
10.DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
10.1. Exclusion of Warranties
10.1.1. «As is» and «As available».
10.1.2. Absence of Warranties
10.1.3. User Risks
10.2. Limitation of Liability
10.2.1. Limitation of Damages
Maximum Liability
10.3. Indemnification
10.3.1 Scope of Indemnity
10.3.2. Notification Process
10.3.3. Defense and Claim Resolution
10.3.4. Exceptions to Indemnification
11. CONFLICT RESOLUTION
11.1. Arbitration
11.1.1. Arbitration Agreement
11.1.2. Arbitration Proceedings
11.1.3. Arbitrator’s Decision
11.2. Applicable Law
11.2.1. Applicable Laws
11.2.2. Exclusive Forum
11.3. Claim Process
11.3.1. Submission of Claims
11.3.2. Confirmation of Receipt
11.3.3. Evaluation and Response Times
11.3.4. Transparent Communication
11.3.5. Resolution and Final Response
12. TERMINATION OF THE USE OF THE APPLICATION
12.1. Termination by the User
12.1.1. Willingness to Terminate
12.1.2. Effects of Termination
12.2. Termination by EPIC E WALLET
12.2.1. Right of Termination
12.2.2. Notice of Termination
12.3. Effects of Termination
13. UPDATES AND MODIFICATIONS
13.1. Updates to the Terms of Use
13.1.1. Communication of Updates
13.1.2. Entry into Force of Upgrades
13.2. Modifications to the Terms of Use
13.2.1. Notification of Modifications
13.2.2. User Consent
13.2.3. Transparency in Modifications
13.2.4. Periodic Review
14. ADDITIONAL INTELLECTUAL PROPERTY
14.1.1. Recognition of Rights
14.1.2. Authorized Use
14.2. Trade Secrets
14.2.1. Confidentiality
15. COMPLAINTS AND DISPUTE RESOLUTION
15.1. Complaint Process
15.1.1. Presentation of Complaints
15.1.2. Required Information
Alternative Means of Dispute Resolution
15.2.1. Voluntary Arbitration
15.2.2. Reconciliation
16. USER RIGHTS
16.1. Access to User Data
16.1.1. Right to Access
16.1.2. Rectification and Elimination
17. FINANCIAL TERMS
17.1. Invoicing and Payments
17.1.1. Billing Process
17.1.2. Methods of payment
17.2. Monetary Transactions
17.2.1. Transaction Transparency
17.2.2. Transaction Security
18. SPECIFIC LEGISLATION BY REGION
18.1. Legal Compliance by Region
18.1.1. Adaptation to Local Legislation
18.1.2. Legal Restrictions
19. PROTECTION OF MINORS
19.1. Age Restrictions
19.1.1. Minimum Age for Use of the Application
19.1.2. Age Verification
LANGUAGE
20.1. Predominant Language
20.2. Translation
21. GENERAL PROVISIONS
21.1. Partial Nullity
21.2. Complete Agreement
21.3. Contact
21.3.1. Contact Information
21.3.2. User Communications